Cultivating a more personalized relationship

None of our clients are exactly alike, which is why we don’t treat them as such. We choose to create a financial plan and investment portfolio that fits their life, their goals and their family. We seek to serve as your financial manager, coordinating all of your important financial matters, and happy to answer any related questions you may have, whether it’s purchasing a second home, buying or leasing a car, or the like.

Adopting a defensive investment approach

Having a defensive investment strategy has the potential to mitigate risk and help uneasy investors weather economic downtowns and market volatility. But what makes a portfolio defensive versus offensive? Here are some key differences.

A tilt toward value

Growth stocks and value stocks are opposite investment styles. Companies that are established are more likely to be considered value stocks, may be more conservative with spending, and emphasize paying dividends over reinvesting profits.

Seek dividends

While stock prices can be unpredictable, dividend payments tend to be steadier and more directly reflect a company’s financial position.

Temper volatility

Certain mutual funds and exchange-traded funds labeled “minimum volatility” or “low volatility” are constructed with an eye toward reducing risk during periods of market turbulence.

There is no assurance any investment strategy will be successful. Investing involves risks including the potential loss of capital. Dividends are not guaranteed and will fluctuate.