HELPING INVESTORSmake the most of all life has to offer
Our team integrates professional financial advisors with experienced registered client service professionals. Our advisors provide comprehensive holistic advice and services for wealth planning and management to individuals and families.
Our client service professionals facilitate timely and accurate response to operational needs such as account openings and money movement. We can provide services that are both commission-based and advisory-based, however, the majority of our work with our clients is advisory-based. We work with each client to determine if commission-based or advisory fee-based makes the most sense for their individual situation.
We know a well-defined process is the cornerstone of successful planning.
Our work is based on process – never product. At the foundation of the client’s relationship with our team is a comprehensive, integrated investment plan that we update regularly. We create this personalized plan by guiding you through a disciplined process that includes a detailed discussion of goals and objectives, taking inventory of current assets and liabilities, analyzing the existing investment strategy and investment objectives, and developing a thorough assessment of risks and exposures.
We work to create accounts that are designed to support each client in achieving their goals. Each investment strategy includes a balance of varying asset classes to reflect the client’s specific investment objectives, tolerance for risk and time horizon. Our investment approach may include making recommendations for appropriately managed professional strategies that seek to optimize risk-adjusted returns.
We know taxes matter.
We also provide investment strategies and solutions specifically designed for taxable strategies. These strategies and solutions are intended to reduce realized capital gains and income relative to non-tax-managed strategies. There is an emphasis on tax-advantaged income and on strategies to harvest losses to offset potential realized gains – minimizing distributions to the shareholder. The objective is to help you keep more of what you earn.
Additionally, we collaborate with our clients’ tax and legal professionals to help ensure investment decisions are made in context with their tax and estate planning needs in mind.
We know the best plans need to be flexible and resilient.
When life goals change with time or as fluctuating market conditions alter the plan's results, our goals-based process usingGoal Planning & Monitoring offers the flexibility to make adjustments as necessary. Goal Planning & Monitoring is an industry leader for goals-based planning.
Our goals based planning process also offers clients an effective way to identify highest-priority goals and develop an investment plan designed to deliver the wealth needed to live their desired lives. Instead of tracking each strategies performance against a standardized index (such as the S&P 500), we review progress toward achieving goals based on a customized strategy. It includes:
- Identifying what is important and helping prioritize financial goals.
- Coordinating and integrating cohesive solutions for financial affairs, including tax strategies and existing wills and liabilities.
- Creating a well-balanced, diversified strategy based on objectives, risk tolerance and time horizon
- Reviewing results within the plan, reviewing changes in circumstances and adjusting strategy as necessary based on each situation
IMPORTANT: The projections or other information generated by Goal Planning & Monitoring regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time. Diversification does not guarantee a profit nor protect against loss. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Click here to learn "Why It Matters"
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.
