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Jim and Judy’s story

Jim and Judy were concerned about whether any of their adult children could or should serve as successor trustees or representatives of their estate when the time comes. We worked with Raymond James Trust, which helped them appoint an independent trustee to act on their behalf. They are now content that their family will be taken care of and that their wishes will be carried without the burden or responsibility falling on their children.

Edward’s story

Edward was the proud owner of a business that was doing very well. He thought it was an opportune time to open a second location, but he didn’t want to liquidate his current investments or interrupt his long-term financial plan. So we worked with Raymond James Bank to set up a Securities Based Line of Credit, providing a low-cost source of capital and new inspiration for his big plans.

A Securities Based Line of Credit may not be suitable for all clients. Borrowing on securities based lending products and using securities as collateral may involve a high degree of risk. Market conditions can magnify any potential for loss. If the market turns against the client, he or she may be required to deposit additional securities and/or cash in the account(s) or pay down the loan. The securities in the pledged account(s) may be sold to meet the margin call, and the firm can sell the client’s securities without contacting them. The interest rates charged are determined by the market value of pledged assets and Capital Access.
The experiences listed here may not be representative of the experience of all clients and may not be indicative of future performance or success. Investing involves risk and investors may incur a profit or a loss. Past performance is not indicative of future results.