I’ve known Ryan Mills from local banking jobs since I was right out of college. We’d kept in touch over the years, then around 2015 when First Federal was looking for RFPs for our 401(k), I went to Ryan for some advice. He really helped us through the bidding process, and I’ve always valued his input as such a high-integrity person. I have confidence that he’ll always steer us in a beneficial direction for the long run—as he’s always watching the horizon for people and is such a good listener.

Going above and beyond to educate and inform

Ryan is very present, so honest, and so building a strong relationship with him is very easy. He’s added so much value to our 401(k) plan. Ryan’s management is hands-on; he will meet with any of our employees at any time, and additionally he does quarterly reviews with individuals at our offices, provides educational pieces, and really keeps our 401(k) in front of our employees. Ryan’s involvement prompts our whole company to engage with the plan so that we appreciate its value and benefits, continue to learn, and become an active participant in our own retirement plans, rather than taking a “set it and forget it” approach.

Growing our 401(k) plan participation to 100%

I can proudly say that since we’ve switched to Ryan’s advisory role of our 401(k) plan, our participation rate grew to 100% participation within the first year—and we’ve been able to maintain that. Every eligible employee is participating in our 401(k) now. It is clearly evident that our whole team trusts Ryan. They feel seen and cared for and understand that Ryan doesn’t treat their retirement like a cookie cutter; everyone really has their own priorities during different stages of their lives.

~ Sally Heckman
President & CEO, First Federal Savings & Loan

This statement is a testimonial from a current client as of 2/21/23, and may no longer be applicable or a client. No compensation was paid in exchange for the testimonial, it was not solicited by the advisor, and client consents to use of this testimonial in the advisor’s advertisements. The testimonial is not representative of all client’s experience with the advisor, not based on performance, and not a guarantee of future performance or success. Investing involves risk and isn’t always profitable.