As an executive, you spend your time and energy between the office and home, with little to spare. You know your personal portfolio deserves that same level of dedication and high-level thought. As your partner, our goal is to guide you – confidently – along the most direct path to your financial objectives.
Between the demands of leading your company and the complex nature of your personal finances, it’s only natural to want to ensure your assets are in order and working as hard as you do. So we’ve created an efficient, consultative process to evaluate your case individually and tailor holistic strategies around your specific circumstances.
We understand the challenges you face, such as finding solutions for concentrated stock positions and strategies designed to protect your family and your legacy. Our experience extends to all types of executive transactions, equity-based compensation, company trading policies, and regulatory requirements that impact transactions in company stock. We offer personalized guidance on these important issues and more – allowing you to focus on what matters most.
- Benefit & Compensation Optimization – with executive compensation plans as complicated as ever, knowing the tax implications of eventual payouts is key. We will help review your award statement and look to gain favorable tax treatment when possible.
- Concentrated Wealth Solutions – when the majority of your wealth is tied up in company stock or another concentrated asset, it’s important to know your risk and be aware of all options. We employ a wide array of tax-efficient diversification solutions that allow you to reduce risk in a tax efficient manner. Strategies include Exchange or “Swap” Funds, Charitable Remainder Trusts, Wealth Replacement Trusts, Pooled Income Funds, Net Unrealized Appreciation, Qualified Small Business Stock, hedging strategies, etc. Let’s not forget the “do nothing and hold” if your stock has outsized growth prospects and fits within your overall risk framework.
- 1031 Exchange Solutions – If you are considering the sale of investment real estate, it is important to explore 1031 exchange solutions. A 1031 exchange allows you to defer capital gains, depreciation recapture and investment taxes as long as the proceeds go into other investment real estate of equal or greater value.
- Our goals based planning software allows us to model various retirement scenarios in order to identify potential income shortfalls.
- Tax Managed Investing, including municipal bonds*, loss harvesting and portfolio tax-transition analysis
- Complimentary Life Insurance Policy Reviews
- Premium Financed Life Insurance
- Risk Management
- Banking & Lending Solutions*
- Cash Management
Neither Raymond James Financial Services nor any Raymond James Financial Advisor render advice on tax issues, these matters should be discussed with the appropriate professional.
*Lending Services provided by Raymond James Bank N.A. a fully chartered national bank affiliated with Raymond James Financial Services.
* Investments in municipal securities may not be appropriate for all investors, particularly those who do not stand to benefit from the tax status of the investment. Municipal bond interest is not subject to federal income tax but may be subject to AMT, state or local taxes.
Find the straightest path toward your goals with strategies custom-made for executives.
Related Resources
Banking and lending solutions provided by Raymond James Bank. Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc.
