Retirement. It’s a word that means many different things to many different people. But our job is to find out specifically what it means to you. To help, we use a comprehensive seven-step retirement interview process to learn what you want to do, when you want to do it, and with what assets you’ll finance it.
We will set a time that is agreeable to all parties and determine the length of the meeting in order to make sure times are convenient, and that we have allotted enough time to address all necessary details.
The first thing we’ll do in our meeting is identify and list all of the retirement accounts and services you are currently using. This will include assets outside the accounts we will be handling for you, like a pension account, so we’ll have a complete view of all your financial assets.
If you have IRAs, we will:
If you have a defined benefit qualified retirement plan, we will:
If you have a defined contribution qualified retirement plan, we will:
We will review each account, service or loan and use the following discussion topics, which are organized around the acronym RETIRE.
We will gather required information to complete a plan:
We will prepare a summary of and an agreement on the issues and concerns uncovered during the interview and prioritize the most important issues with your agreement.
We will use all the resources available to us to complete an analysis to help us evaluate these key issues:
During this step, we will also establish a time for us to meet and present our findings and if you would like to have any of your other professional advisors, such as your attorney or CPA, attend our next meeting.
