Empowering your Journey through Divorce
Feel good (about where you stand) through Divorce
Whether you're starting or completing your divorce journey, I’m here to guide you through financial healing. Let's rebuild your financial future together.
In the midst of divorce or on the other side of it, navigating your finances may feel overwhelming. Ignoring it won't make it disappear. It's time for a reality check – and that's precisely where the path to financial healing begins.
That’s where I come in. I’m Charlotte Galamb, a financial advisor with a Certified Divorce Financial Analyst (CDFA) designation in Raleigh, North Carolina here to help you navigate challenging situations.
I’m your advocate during divorce. We work together for:
Comprehensive Understanding: Gain clarity on your financial standing and life-long outlook, whether you're starting or finishing the divorce process.
Strategic Planning: Craft a roadmap for your financial future tailored to your unique goals at every stage. You don’t want to go through the split to find you can’t afford your lifestyle or retire on time. We will work together to plan for any potential tax liabilities.
Confidence and Empowerment: Develop the knowledge and confidence to make informed financial decisions throughout your divorce journey.
"Charlotte is an indomitable spirit who keeps the greatest desires and needs of her client at the center of her work. If you find yourself navigating or emerging from divorce, Charlotte should be at the top of your call list!" - Kat T.1
The Process:
- Call or Email to schedule a strategy session.
- We’ll explore your divorce options and get clear on the right solution for your situation.
- We’ll review your finances and explore creative settlement ideas.
- We’ll plan for transitioning to the next phase of your life.
- We’ll address your biggest fears and find solutions together.
- We’ll connect you with any other resources you’ll need in your process.
Everything you’ve known for years or even decades has been turned upside down and your head is full of questions. One of those first concerns is often ‘where will I live?’, which can be followed by ‘how will I live?’
While the emotions are hot, make sure you make educated financial decisions. The best preparation is education. With a commitment to your success, Charlotte will guide you through challenges, empowering you to make the best choices for your unique situation, whether you're just starting or completing the divorce process.
Services
- Settlement Toolbox: Prepare a comprehensive inventory of marital assets and explore post marital asset options.
- Reality Check: Hypothetical retirement projections to ensure you're on track for your goals.
- Tax Impact Analysis: Collaborate with your CPA or lawyers to assess the tax implications.
- Estate Planning Update: Collaborate with your CPA or lawyers to implement necessary changes to your estate planning documents.
- Insurance Review: Evaluate beneficiary designations on life insurance and disability policies.
- Asset Division: Navigate the division of assets as per the divorce decree.
- Future Planning: Strategize future contributions to dependents' 529 plans.
Every marriage is different, and every divorce is different, that’s why I offer a complimentary consultation to determine the best approach for preparing for your next chapter.
Schedule a complimentary 15 min intro conversation
Knowing the levers you can pull can help you walk in with a clear head.
Request my Roadmap to Divorce Checklist here
1The statement is a testimonial from a current client and relative of the advisor as of 10/02/2023 and may no longer be applicable or a client. No compensation was paid in exchange for the testimonial, it was not solicited by the advisor, and client consents to use of this testimonial in the advisor’s advertisements. The testimonial is not representative of all client’s experience with the advisor, not based on performance, and not a guarantee of future performance or success. Investing involves risk and isn’t always profitable.
