Commitment to You

With support from the Raymond James team of professionals, we are able to offer a range of services to address the following wealth management issues:

• Investment Management
• Retirement Planning
• Risk Management
• Estate Planning
• Education Planning
• Business Planning

As your assets grow, so do the complexity of the financial issues you face. While investors who are just starting out may need basic asset allocation and investment planning, as you amass larger amounts of wealth you will need to begin thinking about distributing and transferring your assets. While we tailor our services to your needs, we have provided you with an overview of the services that may be applicable in various phases of your financial life.

• Phase 1: Foundation Years. Typical client attributes are: early in career and starting a family. Main goals are: paying down debt, saving for retirement, purchasing a home and saving for a child's education. Typical services are: goal setting, asset allocation and investment management, debt management, net worth analysis and education planning.
• Phase 2: Middle Years. Typical client attributes are: advancing in career, changing jobs and inheriting wealth. Main goals are: protecting your family from an untimely death, maximizing retirement funding, funding a child's education, caring for aging parents and purchase of second or vacation home. Typical services are: Phase 1 services, retirement income planning, long-term care analysis, life insurance portfolio consulting and executive compensation planning.
• Phase 3: Retirement and Legacy Years. Typical client attributes are: major promotion or retirement and grandchildren. Main goals are: preserving wealth, charitable giving, distribution to descendants and minimization of taxes. Typical services are: estate planning, charitable planning and family wealth counseling.