Life changes – your financial plan should, too.
You and your advisor will work together to define, plan for and work toward your specific goals by assessing your income, assets, liabilities, risk tolerance, time horizon and even your tax situation. Using this assessment, he or she will then build a plan designed around and aligned with your short- and long-term goals, reviewing your progress along the way, of course. And as you reach important milestones, you’ll work together to adjust your plan accordingly.
Celebrating Your Milestones
Life offers us many reasons to celebrate, from marriage to buying a first home, expecting a baby, birthday parties, graduations and more. We’ll help you plan so all you’ll have to worry about is enjoying yourself.
Investing in Education
This isn’t just saving. It’s investing for the generation to come. And with a wide array of investment options to choose from, we can help you find the right one for you and your loved ones.
Anticipating Changes
A loss of any kind can be overwhelming, particularly when it means saying goodbye to someone you love. So whether you’re mourning a loved one or a relationship due to divorce, remember, you won’t have to go through it alone. We have the knowledge and experience to help you tend to important matters during a difficult time. Then, when it comes time to make decisions, we’ll be there to help you see the possibilities more clearly.
Building Your Portfolio
Whether you’re looking to build your money over time, generate income in retirement or preserve your wealth for future generations, we’ll manage the moving parts of your plan, taking into account your time horizon and comfort level for risk. Then, we’ll help you build and maintain your investment strategy along the way.
Planning for a Full Retirement
You have a vision, and we’re here to help you plan, transition into and enjoy the retirement you’ve always imagined. No matter how you envision your retirement, we can work with you in the months and years before this stage, helping you define and refine everything from housing to healthcare – all the things that contribute to your quality of life.
Sharing Your Wealth
Understanding one of the greatest rewards of wealth is being able to share it with others, we have the resources to help you protect your assets as well as benefit the people and charities you care about most. We’ll also collaborate with your other professional advisors to help ensure your wishes are carried out. And as needed, we’ll revisit your estate plan to reflect any changes in your life.
Planning for Your Business
We understand business planning is not that different from personal financial planning – it’s the daily management and balance of investments and risk, and planning for the future. It’s about setting goals and, with the help of your financial advisor, employing the right strategies and tools to achieve them. And should you need it, Raymond James professionals have the investment banking expertise needed to provide the structuring and execution vital to your success at every phase of your company’s growth. We can even help you position and sell your business to realize the value you’ve created when the time comes.
Changing Careers
Any major life change – even a positive one – comes with its share of decisions. Changing careers is no exception. We’ll help you think about the direction you want (or need) to go in – and consider the value of your company benefits in the context of your overall financial plan – before you make a major decision that will affect you, your family and your financial future.
Steadfast Commitment
At Raymond James, our advisors are committed to helping you achieve the goals you envision for your life. And we, in turn, are dedicated to backing your advisor with a combination of support, products, analysis, research and technology so they can focus on their relationship with you. We believe our advisors’ clients deserve objective, independent advice from someone who knows them, enhanced by comprehensive, industry-leading capabilities.
Access When – And Where – It Matters Most
We recognize how important convenient and secure access to your accounts is in today’s world. That’s why we’ve created Investor Access, our online client portal that consolidates all your account information, providing you with easy, secure access whenever and wherever you need it. Whether you want to see the “big picture,” view account activity, monitor progress toward goals, review tax-reporting documents or analyze your entire portfolio, the information you’re seeking is literally at your fingertips.
Objective, Well-Reasoned Advice
Raymond James advisors have access to an array of financial planning tools and software to help tailor your plan to you and your objectives. Through their personal website, your advisor also can provide you with a wealth of resources, including investing and planning education, market updates, and a link to your personalized, secure Investor Access page. This collaborative approach can help keep you informed and up to date with everything you need to know.
State-of-the-Art Security
Raymond James advisors have access to an array of financial planning tools and software to help tailor your plan to you and your objectives. Through their personal website, your advisor also can provide you with a wealth of resources, including investing and planning education, market updates, and a link to your personalized, secure Investor Access page. This collaborative approach can help keep you informed and up to date with everything you need to know.
Our advisors are backed by our multilayered security approach, which combines state-of-the-art cybersecurity technology, rigorous internal practices and protocols, reliable resources, SIPC account protection1 and FDIC insurance for bank deposits2. We offer all of this so we can be sure our clients feel comfortable – and confident – in their financial future, today.
