Your compensation plan as a corporate executive represents both a wealth of opportunity and a web of complexity. With your focus on the business, you need a partner to help you make the most of your benefits and pursue your personal financial goals. As your dedicated guide, we will help you make informed decisions regarding deferred compensation plans and restricted stock. We can also design a tax-efficient, stress-tested portfolio for you that is not overly weighted toward your own company’s securities – so you can focus on living your life and leading with confidence.
We can assess your concentrated equity holdings, develop a risk-mitigation strategy, and recommend diversification techniques for your specific situation. For more insight, see the guide.
Manage risk through a variety of customized strategies
Generate cash from the position through alternatives to an outright sale
Limit tax liabilities through equity exchange funds, securities-based lending, borrowing on margin and net unrealized appreciation*
Create cash flows through covered calls**
Leave a long-standing legacy via charitable remainder trusts, pooled income funds and charitable gift annuities
This case study is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation.
Corporate executives rarely have the opportunity to reflect on whether they’re giving enough attention to what matters most. That’s why we’ve gathered resources and inspiration to help clients consider the impact they want to make in their career, family and community.
Raymond James does not provide tax services. Please discuss these matters with the appropriate professional.
Diversification does not guarantee a profit nor protect against loss.
*Securities based lending and borrowing on margin are not suitable for all investors.
** Selling a call option provides an upfront premium that increases current yield on the stock position. Investors receive immediate liquidity and are hedged to the extent of the premium received, but at a significant downside price risk, and forfeit upside appreciation above the call strike. Options involve unique risks, tax consequences and commission charges and are not suitable for all investors. When appropriate, options should comprise a modest portion of an investor's portfolio. Prior to making any options transactions, investors must receive a copy of the Options Disclosure Document which may be obtained from your financial advisor, from theocc.com/about/publications/character-risks.jsp or by contacting Raymond James at 880 Carillon Parkway, St. Petersburg, FL 33716. Supporting documentation for any claims (including any claims made on behalf of options programs or the options expertise of sales persons), comparison, recommendations, statistics, or other technical data, will be supplied upon request.
