Portfolio strategies to suit your goals

We designed our range of actively managed portfolio strategies to pursue a variety of investors’ goals including wealth preservation, income generation and capital appreciation. With eight strategies representing a spectrum of risks and potential rewards, from conservative to aggressive, one of our portfolios may be well-suited for your financial plan.

However, your time horizon, goals and circumstances may demand an even more nuanced approach, so we may recommend blending two or more portfolios to create an investment strategy tailored to you. Over time, market movements can cause strategies to drift outside your preferences, so we will also aim to rebalance your account at least once per year to keep your long-term goals in the lead.

As part of our disciplined management process, each investment portfolio and security held are reviewed and discussed regularly by the three-member Anderson Wealth Management Group Investment Committee. In these meetings, Scott Anderson, Matt Anderson and a contracted Chartered Financial Analyst^® (CFA^®) professional assess performance, set the committee’s forward market assumptions and determine trade strategies.

Core Fixed Income

Objective: Income generation and wealth preservation

Approach: We strive to identify a mix of well-capitalized mutual funds. Our Core Fixed Income strategy provides an alternative to a portfolio of individually selected, traditional fixed-income vehicles like Treasurys, municipal debt and investment-grade corporate debt, while similarly seeking to generate income and provide a lower-risk investment for wealth preservation.

Aggressive Fixed Income

Objective: Income generation and capital appreciation

Approach: Our Aggressive Fixed Income strategy combines a mix of mutual funds that buy higher-risk credit vehicles, like high-yield corporate debt, or longer-duration investments that seek higher yields.

Diversified High Income

Objective: Income generation

Approach: Our Diversified High Income strategy seeks income opportunities across a wide range of asset classes with a mix of exchange-traded funds (ETFs) and mutual funds. Fund holdings may include assets as diverse as traditional stocks, bonds, money market funds and preferred stock, as well as master limited partnerships, real estate and options strategies. This strategy seeks to earn high income to supplement other retirement incomes like Social Security, pension and annuity payments.

Dynamic Growth

Objective: Long-term growth with a dynamic, defensive cash position

Approach: Sector agnostic, informed by a bottom-up analysis and driven by conviction, the Dynamic Growth strategy is generally constructed of 20 to 25 individual stocks selected for long-term ownership beyond 10 years.

Core All Equity

Objective: Long-term growth

Approach: Diversified across sectors, company sizes – and with an allocation toward international stocks – the Core All Equity strategy uses tax- and fee-efficient exchange-traded funds (ETFs) to construct a portfolio with global exposure designed for investors with a long time horizon who can accept a higher level of volatility.

Core Plus All Equity

Objective: Long-term growth

Approach: Similar to our Core All Equity strategy, Core Plus All Equity seeks a diversified position across sectors, company sizes and international markets. Unlike its peer strategy, Core Plus All Equity includes actively managed mutual funds alongside the passively managed exchange-traded funds (ETFs) whose purpose is to find an edge against global market trends.

Growth & Income

Objective: Equity income and long-term capital appreciation

Approach: Generally comprising 20 dividend-paying blue-chip stocks – household names and giants in their industries – the Growth & Income strategy takes a disciplined approach to stock selection and retention. Selection is based on a top-down analysis with all sectors considered. Our goal with the strategy is to invest in companies with increasing dividends. Companies that fail to raise their dividends in a given year may be replaced.

Capital Appreciation

Objective: Long-term capital appreciation

Approach: Aggressively seeking long-term stock price appreciation, the Capital Appreciation strategy is constructed of approximately 30 growth-oriented large- and mid-cap stocks held in approximately equal weights. Selections can come from any sector, but our growth-focused approach informed by a top-down analysis tends to lead us to overweight the technology and communications sectors. Many of these companies are household names, and few pay notable dividends. This pure play on price is most suitable for investors with higher risk tolerances seeking higher growth potentials.

CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute.

IMPORTANT DISCLOSURES:

Any opinions are those of the Investment Manager(s) and their team and not necessarily those of Raymond James. Opinions are subject to change at any time without notice. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security outside of a managed account. This should not be considered forward looking, and does not guarantee the future performance of any investment.

All investments are subject to risk, including loss. There is no assurance that any investment strategy will be successful. Asset allocation and diversification does not ensure a profit or protect against a loss. It is important to review the investment objectives, risk tolerance, tax objectives and liquidity needs before choosing an investment style or manager.

This Fact Sheet is not intended to be a client-specific suitability analysis or recommendation. Do not use this as the sole basis for investment decisions. Do not select an investment strategy based on performance alone. 

The individual(s) mentioned as the Investment Manager(s) are Financial Advisors with Raymond James participating in a Raymond James fee-based advisory program. This is an investment advisory program in which the client's Financial Advisor invests the client's assets on a discretionary basis in a range of securities. Raymond James investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you.

In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2 as well as the client agreement.

ASSET CLASS RISK CONSIDERATIONS:

Every type of investment, including mutual funds, involves risk. Risk refers to the possibility that you will lose money (both principal and any earnings) or fail to make money on an investment. Changing market conditions can create fluctuations in the value of a mutual fund investment. In addition, there are fees and expenses associated with investing in mutual funds that do not usually occur when purchasing individual securities directly.

This strategy may contain Exchange Traded Funds (ETF) and/or Mutual Funds. Investors should carefully consider the ETF and mutual fund investment objectives, risks, charges, and expenses before investing. The prospectus contains this and other information and can be obtained from the ETF or Mutual Fund sponsor as well as from your financial advisor. The prospectus should be read carefully before investing.

ETF shareholders should be aware that the general level of stock or bond prices may decline, thus affecting the value of an exchange-traded fund. Although exchange-traded funds are designed to provide investment results that generally correspond to the price and yield performance of their respective underlying indexes, the funds may not be able to exactly replicate the performance of the indexes because of fund expenses and other factors.

Equities: Investors should be willing and able to assume the risks of equity investing. The value of a client's portfolio changes daily and can be affected by changes in interest rates, general market conditions and other political, social and economic developments, as well as specific matters relating to the companies in which the strategy has invested. Companies paying dividends can reduce or cut payouts at any time. Dividends are not guaranteed and must be authorized by the company's board of directors.

Fixed Income: All fixed income securities are subject to market risk and interest rate risk. If fixed income securities are sold in the secondary market before maturity, an investor may experience a gain or loss depending on the level of interest rates, market conditions and the credit quality of the issuer. There is an inverse relationship between interest rate movements and bond prices. Generally, when interest rates rise, bond prices fall and when interest rates fall, bond prices generally rise. Please note these strategies may be subject to state, local, and/or alternative minimum taxes. You should discuss any tax or legal matters with the appropriate professional.

Sectors: Strategies that invest primarily in securities of companies in one industry or sector are subject to greater price fluctuations and volatility than strategies that invest in a more broadly diversified strategies. The Strategy may have over-weighted sector and issuer positions and may result in greater volatility and risk. Investing in small cap stocks generally involves greater risks, and therefore, may not be appropriate for every investor. The prices of small company stocks may be subject to more volatility than those of large company stocks.

While interest on municipal bonds is generally exempt from federal income tax, they may be subject to the federal alternative minimum tax, or state or local taxes. In addition, certain municipal bonds (such as Build America Bonds) are issued without a federal tax exemption, which subjects the related interest income to federal income tax. Municipal bonds may be subject to capital gains taxes if sold or redeemed at a profit.

Investing in REITs can be subject to declines in the value of real estate. Economic conditions, property taxes, tax laws and interest rates all present potential risks to real estate investments.

High-yield bonds are not suitable for all investors. The risk of default may increase due to changes in the issuer's credit quality. Price changes may occur due to changes in interest rates and the liquidity of the bond. When appropriate, these bonds should only comprise a modest portion of your portfolio.

International investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. Investing in emerging markets can be riskier than investing in well-established foreign markets.

These strategies may invest in Master Limited Partnerships (“MLP”) units, which may result in unique tax treatment. MLPs may not be appropriate for ERISA or IRA accounts, and cause K-1 tax treatment. Please consult your tax adviser for additional information regarding the tax implications associated with MLP investments. Master Limited Partnership distributions are not guaranteed. The actual amounts of cash distributions may fluctuate and will depend on the MLP's future operations performance. Increasing interest rates could have an adverse effect on MLP unit prices as alternative yields become more attractive. Increasing debt service cost and interest expense negatively affect cash flow and could impact the MLP's ability to make cash distributions. Investors should also be aware of the risks of MLPs. Among them: concentration risk, illiquidity, exposure to potential volatility, tax reporting complexity, fiscal policy and market risk. It is advisable to consider the suitability of MLPs, given your individual income needs and portfolio constraints. Investments in securities of MLPs involve risks that differ from an investment in common stock. MLPs are controlled by their general partners, which generally have conflicts of interest and limited fiduciary duties to the MLP, which may permit the general partner to favor its own interests over the MLPs.