Make the Most of Medicare's Open Enrollment Period

By Christine Scruggs

Navigating Medicare open enrollment can be confusing. We’ve got you covered. Beginning October 15 until December 7, you are able to make changes to your Medicare Advantage and prescription drug coverage.

Medicare decisions can be complicated, but with the right tools and information they don’t have to be. Raymond James is partnered with ClearMatch to provide you with personalized service, unbiased advice and additional support from a dedicated licensed agent. There is no cost to use ClearMatch’s services, and those services don’t end after enrollment. Your licensed agent will continue to provide support throughout the lifetime of your enrollment for coverage questions, appeals and plan renewals.

If you’re happy with your coverage, you don’t have to do anything. Even if you’re satisfied, open enrollment presents a great opportunity to make sure you’re getting the most out of Medicare.

Here are some tips to help you get started.

  • Ask yourself some important questions: Have your needs changed? Is your current coverage adequate? Will the cost of your current plan be going up? Are there comparable, lower-cost plans available?
  • Review the annual notice of change from your current plan You should have received this in September.
  • Compare plans using gov’s Medicare Plan Finder.
  • Get one-on-one assistance from the State Health Insurance Assistance
  • Call the Medicare Rights Center at 333.4114 for free counseling.

We can help you schedule a call with ClearMatch, or you can call the dedicated Raymond James number at 844.269.2646.

If you have any questions about open enrollment, or if you’d like to discuss how healthcare costs factor into your overall financial plan, please connect with us so we can walk through the process together.

Raymond James is not affiliated with ClearMatch.