Stages of Financial Life
The selection of investments and financial services appropriate for you at any given time depends largely on your stage of life – for example, whether you are building your business or career, raising a family, starting to look ahead to retirement, or already retired and wanting to provide for your family’s future.
While no two individuals’ needs are the same at any stage, some strategies and services tend to be more appropriate at some stages than others; at the same time, services like planning, banking and investment management are valuable at every stage. The personalized plan we design for you will focus on determining the most appropriate resources for your specific circumstances at each stage of your financial life.
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Managing your assets
During this time, the focus is on accumulating wealth and managing it in a way that fosters growth. It is important that you have access to a wide range of investment possibilities, including:
- Equities
- Mutual Funds
- Cash Management Services
- International Investments
- Professional Asset Management Services
- Alternative Investments
- Options
- Corporate Investment Services
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Preserving your wealth
Whether you are planning for retirement or seeking to maintain your current lifestyle, or both, we’ll make suggestions to help you preserve the assets you’ve accumulated so you can draw from them later. Investment alternatives and strategies to help preserve your wealth may include:
- Fixed Income Investments
- Insurance
- Annuities
- Retirement Planning
- Tax Planning
- Cash Flow Analysis
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Building your legacy
At this stage, you can continue to enjoy your wealth while you plan and provide for sharing it with your family and with charitable causes you embrace. Important steps include:
- Estate Planning
- Education Planning
- Trust Planning
- Charitable Gift Planning
- Family Gifting Strategies
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
