Frequently Asked Questions

Complete the profile, provide detailed statements of accounts, copy of latest tax return, employee benefits info (if applicable), life and disability insurance details (coverage, costs, terms), list of important contacts (CPA, attorney).

Usually, it is warranted that the complete plan is updated at least every 18 months. It is also acknowledged that any significant changes in financial condition may necessitate an interim update.

Initial efforts at planning do not have a specific cost or fee assessment. The cost of engagement will be tailored to each individual circumstance. Clients can choose to pursue a fee-only engagement that is solely based on analytical planning and advice. Clients can also engage to have the plan enacted and to procure additional investment services. In each of these situations, the value-added of a full-service approach will be appropriately priced.

Comprehensive monthly statements are the norm. These include all the detail of account activity such as credits from dividends and interest along with a full reconciliation of all outflows such as checks, electronic transfer, etc. Complete and consolidated tax reporting is also provided to help ease the burden of tax preparation.

the online offering (Investor Access) is quite robust. It provides access to daily account activity and consistently updated asset pricing. Records of confirmations, statements, and tax reporting are also available. Services such as electronic bill pay and other account operational activities can be accomplished via this medium. Access to market information and research is also provided on the interactive website.

The 800 line (800-647-7378 ) can always be used when the branch office is closed.