Get the Most Out of Your 401(k): Start Growing Your Savings Now

Retirement may seem far away, but planning starts now—with your 401(k).

A 401(k) is a simple and powerful tool to help you grow your future wealth. It’s an employer-sponsored plan where contributions come directly from your paycheck, and many employers match a portion of what you contribute, giving you extra money toward your retirement.

You have two contribution options:

• Pre-Tax Contributions: Lower your taxable income today, but taxes are due when you withdraw in retirement.

• Roth Contributions: Pay taxes upfront but enjoy tax-free growth and withdrawals later.

The earlier you start, the more time your money can grow through tax-deferred gains.

At Moyer Group Wealth Management, we’re here to help you make the best choice for your financial goals.