My Financial Planning Process

This process is one that I have cultivated and refined over several years. It is not a process that I charge for, but I want clients to know what they should come to expect as we start a planning relationship.

Discovery

Before our team can serve you, we must first get to know each other to help ensure that our collaboration is the best choice to meet your unique needs. We do this by spending time with you to understand your definition of success is, current financial situation, investment experience and risk tolerance. During this time, we also provide the framework of our beliefs and so you have a clear understanding of our robust capabilities and services, and how they can be tailored to your needs at the moment.

Planning

Next, we will come together to thoroughly analyze the entirety of information we uncovered in the discovery phase. This detailed evaluation will allow us to design your personal financial plan. There may be times that we will need to partner with your other trusted advisors such attorneys or accountants, to guarantee your plan is simple and well-managed. In this meeting we will discuss the following:

Retirement Planning
Investment Planning
Risk Management
Estate Planning (We will not execute any document as we are not associated with a law firm)
Tax Planning
College Planning (If needed)

Presentation

In this phase of the relationship, we will present you with the tailored advice. We will show you have we can make changes that will improve your current position that will help you get closer to the goals you have shared. We will discuss and answer any question you have, consider the alternative options, and chat about the next steps as we consider implementing if you want to move forward with these changes at the end of this meeting.

Onboarding

Once we receive your approval to move forward, we will start to examine the components of your plan in preparation for implementation.

Plan Review

Once we have implemented your custom plan, we will review on a regular basis to ensure we are staying on track relative to your objectives. Between meetings, there will be regular communication via phone or email. Also, please feel free to call between our scheduled meetings if you have questions or would like to update us on any changes that come up in life. We will be providing updates periodically about your portfolio, economic activity, and market related topics.