Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click "View Report" to see your entry results in detail, which can help identify areas for improvement.
Your monthly net income | $0.00 |
Spouse's monthly net income | $0.00 |
Mortgage and debt | $0.00 |
Utilities | $0.00 |
Food and general expenses | $0.00 |
Insurance | $0.00 |
Maintenance, medical, childcare, etc. | $0.00 |
Monthly expenses of KJE1 leave you with KJE2 available for savings. |
Monthly net income is KJE1 after taking KJE2 in deductions. |
Your total gross income from your paycheck.
Any other income that you receive including bonuses, alimony, child support or income from a business.
Total amount withheld for federal taxes. Enter this amount from your pay stub.
Total amount withheld for state taxes. Enter this amount from your pay stub.
Total amount withheld for local taxes. Enter this amount from your pay stub.
Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.
Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.
Total withheld for Medicare based on the gross income on your paycheck.
Total amount withheld for insurance and benefits by your employer. Enter this amount from your pay stub.
Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. The S&P 500 is an unmanaged index of 500 widely held stocks. It is not possible to invest directly in an index. The performance mentioned does not include fees and charges which would reduce an investor returns. While interest on municipal bonds is generally exempt from federal income tax, it may be subject to the federal alternative minimum tax, or state or local taxes. Profits and losses on federally tax-exempt bonds may be subject to capital gains tax treatment. Fixed income risks include, but are not limited to, changes in interest rates, liquidity, credit quality, volatility, and duration.
Calculators are provided by an independent third party and are being made available to you as self-help tools for your independent use and are not intended to provide investment advice or be representative of actual results. We do not guarantee their applicability or accuracy in regards to your individual circumstances. The determinations made by these calculators should not be construed as guarantees or projections. Moreover, the reasonableness of certain information may change over time because of changes in tax law, investment trends and your personal circumstances. The information contained here is based on current law and has been obtained from sources believed to be reliable, but we do not guarantee its accuracy. It is important that you periodically review and update your plans. Raymond James does not provide tax or legal advice. You should contact your tax or legal advisor concerning your particular situation.