A steady force for your financial life

In an investment environment where some hold and hope while others succumb to impulse, we keep our feet firmly on the ground and our eyes focused forward. We take the steps necessary to help you preserve your wealth and reach your goals – and we take those steps surely, guided by experience and reason.

Our team works hard each day to provide a counterpoint to the often-tumultuous nature of the financial world. We are committed to serving as a steadying force in our clients’ lives and as tireless advocates for their success. As the years ahead bring change and challenge, our clients can rely on our knowledge, integrity and professionalism – and our unwavering commitment to placing their best interests above all else.

OUR BEDROCK INVESTMENT PHILOSOPHY

Change is the only truly constant feature of the financial landscape. So, rather than run from or rail against this reality, we work with it. Our team seeks to anticipate and manage change by relying on the core principles – reason, watchfulness, adaptability – that have seen generations before us through their own uncertain times.

Today, we confront the aftereffects of a tectonic shift in the global economy that led to the near-collapse of the financial markets in 2008. We’re operating in what some have called “The New Normal,” and many of the old investment approaches no longer apply. Moving forward, we must be vigilant and nimble, and we must return to the enduring values of hard work, community and decision-making based on experience, education and common sense.

In this new environment, we believe investment portfolios must be managed professionally and proactively, and financial lives must be governed by caution and prudence. These are not just principles we recommend – they are principles we practice ourselves.

We are patient investors, with an eye towards maximizing risk-adjusted returns, not merely gross nominal returns (which are the only ones that get reported). We believe the tortoise, not the hare, comes out the winner. This means that hedging for tail risk may mean underperforming during periods of strong equity performance.