Welcome to 2024! As we turn the page to a new chapter, many of us are armed with a list of New Year’s resolutions, brimming with hope and determination. But how do we transform these aspirations into tangible realities?
 

Here are some effective tips and tricks to help you set and stick to your New Year’s resolutions:

Be Specific: Instead of vague goals like “get fit”, opt for specific targets like “go to the gym three times a week” or “run a 5k by June”. Specific goals are easier to measure and achieve.

Start Small: Break down larger goals into smaller, manageable steps. For instance, if your resolution is to read more, start by reading a few pages each day rather than aiming to finish a book a week right away.

Create a Plan: Outline the steps you’ll take to reach your goals. A plan acts as a roadmap, guiding you through the process and helping you stay on track.

Track Your Progress: Regularly check in on your progress. Use a journal, an app, or a calendar to record your successes and setbacks.

Stay Flexible: Life is unpredictable, and your circumstances can change. Be ready to adjust your goals and methods as needed.

Find a Support System: Share your goals with friends or family members who can offer support and accountability. Consider joining a group or community with similar objectives.

Reward Yourself: Celebrate small victories along the way. Rewards can boost your motivation and make the journey more enjoyable.

Remember Your “Why”: Keep in mind the reasons behind your resolutions. A strong ‘why’ can keep you motivated through challenging times.

Remember, the key to successful New Year’s resolutions is consistency and perseverance. Don’t be too hard on yourself; the journey towards your goals is just as important as the destination.

On Top Chef, one of America’s most popular kitchen competition television shows, contestants walk in with knowledge and experience – but no idea what challenges they are about to face. Their goal is to prepare a dish that pleases the expert chefs judging them, but the judges toss in a mix of ingredients that no contestant would expect. The aspiring chefs must think on their feet, improvise and beat the clock.

Sound familiar?  Not only was fast footwork the investment story in 2023, the competition is set to get stiffer in 2024. Here are our 10 themes for 2024. Count on more than a few surprise ingredients throughout the year to spice up the financial markets.
10 Themes That WIll Affect Your 2024 Investing
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The APFAS calendar is here for 2024 to ensure you know all the dates and recommendations for the new year!
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May you have good fortune and prosperity in the New Year!! 
 

Have you ever heard of the tradition of eating Hoppin’ John on New Years Day?  Tradition says that if you eat it on January 1st, it will provide good luck and prosperity in the coming year. What is Hoppin’ John, you may ask?  It’s a southern dish made of peas, pork, and rice.

Any type of dried pea can be used for the dish, but black-eyed peas are the most traditional.  And you certainly want to maintain tradition when dealing with fortune and prosperity. 

We Southerners added collard greens and cornbread to the dish shortly after the tradition caught on.  Why, you may ask?  Simple, because Southerners are prone to add collards and cornbread to just about anything. 

And the name?  Well, there is much debate as to whether the name came from an old, hobbled man called Hoppin’ John who sold peas and rice at the local market, to the idea that it was children hopping around the kitchen table in eager anticipation of the dish (personally, I like the ladder the best).

Additionally, in some parts, a coin would be slipped into the dish, and whoever found it would have good fortune in the new year.  Of course, some might think that finding a dirty old coin in your food is far from good luck; I think I would fall into that way of thinking. 

Finally, leftover hoppin' John is called “Skippin’ Jenny”.  Only us Southerners would name their food dishes, much less their leftovers. 

So here is to a blessed New Year to you and your kin.  I pray that you will have a wonderful new year filled with love, happiness, and several helpings of Hoppin’ John.  And I don’t want to hear about any Skippin’ Jenny either. 

After all, that might make you worry, and we all know whose job that is. 

Any opinions are those of Frank Houston and not necessarily those of Raymond James. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation.  There is no guarantee that these statements, opinions or forecasts provided herein will prove to be correct.

The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market.

The S&P 500 reversed its 2022 losses, and then some, closing the year near a record high.

A choir of optimistic investor sentiment closed 2023 on a high note, as expectations of “steep cuts to interest rates” may be at odds with the Federal Reserve’s (Fed) actual sheet music. Considering the tumult of the year as sentiment focused on economic and inflation data, this discordance isn’t all that surprising and could signal volatility to come, but in the meantime, the market environment looks a lot brighter at the tail end of 2023 than it did at the close of a dreary 2022.

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Any opinions are those of Edgewater Wealth Management and not necessarily those of RJA or Raymond James. The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. There is no assurance any of the trends mentioned will continue or forecasts will occur. The information has been obtained from sources considered to be reliable, but Raymond James does not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Investing involves risk and you may incur a profit or loss regardless of strategy selected. The Dow Jones Industrial Average (DJIA), commonly known as “The Dow” is an index representing 30 stock of companies maintained and reviewed by the editors of the Wall Street Journal. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market. The NASDAQ composite is an unmanaged index of securities traded on the NASDAQ system. Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor's results will vary. Past performance does not guarantee future results