As a first vice president of investments, Clifford J. Mulder helps his clients develop, implement and monitor financial plans – with each plan personalized based on each individual’s goals, risk tolerance and time horizon. "I believe in clear and frequent communication to keep your investments on track toward your financial objectives," Cliff emphasizes, “and recommend that we meet in person to review your plan at least on an annual basis.”

Strong relationships are important to him, whether a client is new or someone he has worked with for several years. That is one reason he chose to affiliate with Raymond James and Associates. The firm understands and supports his practice not only by providing quality investment alternatives and outstanding service, but by respecting the relationships he has with his clients. Cliff’s clients primarily reside in southwestern Michigan, although he has a significant number of clients in Grand Rapids, Chicago and 12 other states.

A 14-year veteran in the financial services industry, Cliff served as a financial consultant with Prudential Securities from 1993 – 1999, and as a senior vice president with NatCity Investments from 1999 – 2005. He earned his bachelor's degree in economics from Kalamazoo College and master's degree from the University of Georgia, as well as completing his series 7 and series 65 licenses. In 1998 he received the Career Builder Award from Prudential Securities and was deemed one of the top fifty bank representatives from Bank Investment Consultant Magazine in 2003. From 1999 - 2005 he was ranked in the top 10% of financial consultants at NatCity Investments.

Originally from Grand Rapids, Cliff and his wife, Brenda, currently resides in Portage. They have four children, Bryan (23), Keith (21), Laurel (18), and Philip (15). Since 1985, they have lived in the Kalamazoo area and are strong supporters of their community. Cliff serves as a member of the City of Portage Investments Committee, instructor at the Portage Community Education Center, treasurer and board member for the Bach Music Festival, and is a ten-year volunteer for the Marriage Discovery Program. In the past, he has coached little league baseball and soccer, and served as a board president for the Voluntary Action Center of Kalamazoo. When not working with clients, Cliff enjoys reading, swimming and traveling with his family.

As a registered associate, Stacy J Caudill assists Cliff in building client relationships and servicing client requests. Stacy believes in providing a top notch level of service with clients and subscribes to a full understanding of the client's needs to help facilitate in a client's financial growth.

Stacy has been a part of the financial services industry for over ten years. She was employed with Prudential Securities from 1996-1999 as a Sales Assistant and Assistant to the Branch Manager. She joined NatCity Investments in 1999 as a Registered Sales Assistant until her move to Raymond James & Associates in 2005. Stacy has her bachelor's degree in business management from Western Michigan University. She holds her series 7, 63, and 65 licenses as well as her health and life insurance licenses. In 2001, Stacy successfully completed client advisor education from NatCity University and in 2002 was awarded Client Service Associate of the Year at NatCity Investments.

Stacy resides in Richland with her husband, Roger, and their three children, Christian (13), Alexandria (15), and Adam (13), and relishes spending time with her family. Stacy regularly volunteers with her children's activities and is an active member and volunteer at her church.  In the past, she served as a Cub Scout leader as well as a volunteer at Paramount Charter Academy where her husband is a teacher. In her leisure time, Stacy enjoys the outdoors, reading, and running in 5K road races around the Kalamazoo area.